Privacy Policy & Terms of Use

St Johns Risk Partners

Effective Date: 3/10/2026

St Johns Risk Partners (“we,” “our,” or “us”) values your privacy and is committed to protecting the information you provide through our website. This page outlines both our Privacy Policy and the Terms of Use governing access to and use of this website.

Privacy Policy

Information We Collect

We may collect personal information that you voluntarily provide through our website when you:

- Request an insurance quote

- Request a coverage review

- Submit a contact form

- Schedule an appointment

- Communicate with us through email or website forms

Information collected may include:

- Name

- Business name

- Email address

- Phone number

- Business information relevant to insurance inquiries

- Documents or information submitted for insurance review

We may also automatically collect certain technical information through cookies and analytics tools, such as:

- IP address

- Browser type

- Pages visited

- Referring website

- Time spent on pages

How We Use Your Information

Information collected through this website may be used to:

- Respond to inquiries and provide insurance information or quotes

- Evaluate insurance coverage needs

- Communicate regarding insurance services

- Schedule appointments or consultations

- Improve website functionality and user experience

- Maintain internal records related to business operations

Communications Consent

By submitting your contact information through this website, you consent to being contacted by St Johns Risk Partners regarding your inquiry or insurance services.

Communication methods may include:

- Email

- Phone calls

- SMS text messages (if a phone number is provided)

- Message and data rates may apply for SMS communications. You may opt out of communications at any time by replying STOP to text messages or contacting us directly.

Information Sharing

We do not sell or rent personal information collected through this website.

Information may be shared with:

- Insurance carriers or underwriting partners for the purpose of obtaining quotes or servicing policies

- Service providers assisting with website hosting, CRM systems, scheduling tools, or communication services

- Regulatory or legal authorities if required by law

All service providers are expected to maintain appropriate confidentiality and data protection practices.

Cookies and Tracking Technologies

Our website may use cookies or similar tracking technologies to analyze website traffic and improve user experience.

These technologies may collect information about how visitors interact with the website, including pages visited and time spent on the site.

You may adjust your browser settings to refuse cookies, though doing so may affect certain website functionality.

Data Security

We implement reasonable administrative and technical safeguards to protect personal information against unauthorized access, loss, or misuse.

However, no method of data transmission over the internet can be guaranteed to be completely secure.

Third-Party Links

This website may contain links to third-party websites. St Johns Risk Partners is not responsible for the privacy practices or content of those external websites.

Your Privacy Rights

Depending on your jurisdiction, you may have certain rights regarding personal information, including the right to request access, correction, or deletion of your personal data.

Requests regarding personal information may be submitted using the contact information below.

Terms of Use

Website Purpose

The information provided on this website is intended for general informational purposes regarding insurance products and services offered by St Johns Risk Partners.

Information on this site should not be interpreted as insurance advice, coverage guarantees, or a binding insurance quote.

Insurance coverage is subject to policy terms, conditions, exclusions, and underwriting approval by the issuing carrier.

No Guarantee of Coverage

Submitting information through this website does not constitute an application for insurance and does not guarantee coverage, nor changes to any current or past coverage.

Coverage becomes effective only when:

- An application is submitted and approved by an insurance carrier

- Required premium payments are received

- Policy documentation is issued

Limitation of Liability

St Johns Risk Partners makes reasonable efforts to ensure the accuracy of information presented on this website. However, we make no guarantees regarding completeness, reliability, or accuracy.

Use of this website and reliance on any information provided is at your own risk.

St Johns Risk Partners shall not be liable for any damages arising from use of this website.

Intellectual Property

All content on this website, including text, graphics, branding, and design elements, is the property of St Johns Risk Partners unless otherwise noted.

Content may not be copied, reproduced, distributed, or used without prior written permission.

Changes to This Policy

St Johns Risk Partners may update this Privacy Policy and Terms of Use from time to time. Any changes will be posted on this page with an updated effective date.

Contact Information

If you have questions regarding this Privacy Policy or Terms of Use, please contact us.