Revolutionizing Your Insurance Experience

ST JOHNS RISK PARTNERS makes it easy to get customized insurance solutions with your unique business and budget in mind.

Our Approach

It’s our business to know your business. Our clients are empowered with the knowledge they need to make informed insurance decisions through our Business Risk Review process. We examine your organization’s unique risk exposures to find the right balance of insurance, risk management & cost efficiency. Protecting all the things that matter most so you can focus on growing your business.

You Know What to Expect and When to Expect It

We take a 365 day approach to providing service to our clients – Working with each client to create a customized, strategic timeline of engagement. This service promise ensures your coverage stays up to date with your evolving business needs. And heads off last-minute surprises before your insurance renewal.

At ST JOHNS RISK PARTNERS we are ready to help you navigate business uncertainties with confidence. Call today.

Innovation That Serves Your Industry

ST JOHNS RISK PARTNERS specializes in a variety of industry solutions.

Featured Industries

Technology Firms

With innovation comes risk. Technology firms are on the leading edge of innovation but are susceptible to risks unique to the industry. From lawsuits for errors and omissions to liability exposures due to viruses, stolen or compromised data, as well as system outages and downtime.

Legal Professionals

Every lawyer needs lawyers professional liability insurance as part of their legal professional insurance coverage, regardless of the size of your practice or what type of law you practice. However, there are some factors that can put you at greater risk for malpractice suits.

Non-Profits

No two non-profits are the same, and that’s why you need insurance coverage unique to your organization. Because even though your organization’s goal is to help people, you are still running a business. That means your non-profit needs to protect itself against the risks that small business owners face.

Financial Institutions

Your customers trust you with their money, you need coverage that you can trust. It’s crucial that you have an insurance program that helps protect your complex risk. Helping protect your day-to-day operations and managing the financial and reputational risks your business faces.

Professional Services

When a business provides services that are personal, like wedding photography, beauty and spa services, financial advice, estate planning, or business consulting services, having coverage in place is essential, whether you run a small business or a larger scale operation.

Contractors

Don't settle for a one-size-fits-all policy that could potentially waste money on coverage you don’t need. From general contractors to HVAC technicians, plumbers, carpenters, electricians, painters, and the like. The right coverage can provide your business with peace of mind.

Business Insurance Solutions

Featured Coverages

General Liability

General Liability Insurance

Protects your business from financial loss due to claims of third-party bodily injury, property damage, and personal injury occurring on your premises or as a result of your operations.

Commercial Property

Commercial Property Insurance

Safeguards your physical assets—including buildings, equipment, and inventory—by covering repair or replacement costs following fire, theft, or other accidental damage.

D & O

Directors & Officers Liability

Protects the personal assets of your company’s leadership by covering legal fees and settlements arising from claims of "wrongful acts" or mismanagement in their professional duties.

Workers' Comp

Workers’ Compensation

Covers medical expenses and a portion of lost wages for employees who suffer work-related injuries or illnesses, fulfilling legal requirements while protecting your business from potential lawsuits.

Business Auto

Business Auto Insurance

Provides specialized liability and physical damage protection for vehicles used in your business operations, offering significantly higher limits than personal policies to better protect your corporate assets.

Cyber Liability

Cyber Liability Insurance

Protects your business from the financial impact of data breaches and cyberattacks by covering recovery costs, legal fees, and client notifications.

Our Mission: Educate – Empower – Protect – Partner

At ST JOHNS RISK PARTNERS, our mission is to empower our clients with knowledge, offer choices, and stand by them acting as an extension of their risk management team. Our passion and commitment is to a true partnership. Helping our clients conveniently manage and protect their assets in the best way possible, at the lowest cost.

Connect With Us

904-895-5195

Mailing Address

155 Bartram Market Drive

Suite 135, #258

St Johns, FL 32259

© ST JOHNS RISK PARTNERS. 2026. All Rights Reserved.